Business Cash Advance – The Business Loan without the Stress

Growth is an inevitability that small businesses deal with from time to time.  It is a sign of progress but growth demands both time and money on the part of the management team.  For small businesses, this means the owner.  The time factor which includes careful planning and budgeting is the responsibility of the owner while the funding can sourced from a Business Cash Advance facility.  

According to the latest statistics, over 90% of businesses in Australia are small scale and over 60% is non-employing and 30% employs a small staff of at least one to twenty.  Business owners, often take care of administrative and managerial positions including book keeping and accounting.  Bank loans application and processes can be very time consuming and taxing for a single person to handle.  This is why Business Cash Advance is perfect for a small business that operates on a skeleton crew.

Business Cash Advance is a type of unsecured business loan as it does not require any collateral, minimal documentation and it only takes days to process.  All that is needed is proof of operations, and a minimum sales volume.  It is less like a loan but more of an investment on the business’ future growth.

One of the best features of a business cash advance is the re-payment scheme.  Since it is an advance based on the business’s future sales, you also make your payments based on the daily sales.  You do not need to guarantee a fixed month payment. It is unlike a bank loan that requires fixed monthly payments with corresponding due dates that incur penalties and surcharges if not met.  With the business cash advance, the payments will depend on your daily sales.  If your sales projection is accurate and there is indeed a significant growth in cash flow, then you’ll be able to pay back the funds sooner.

Another business cash advance feature that is stress relieving is that you do not need to put up collateral. And for small business owners, the usual collateral is a personal property such as a piece of land or their home.  Business cash advance does not tie any of your personal assets with the business’ debt.

The business cash advance facility lets you focus on how to reach your business goals without worrying how to get there.  It helps business owners do what they do best and let the business grow unhindered.